I have been in surivial mode for the past 5 months, and while I have been hitting my debt (marginally), I will admit that my addiction/quick fix is shopping. I am all about a great deal, and I feel great after finding the best deal and taking it home. This means that I have been frequenting the goodwill and garage sales a bit too often in hopes of just....feeling.
As a result, my finances are not where they could be, and my home is in a constant state of chaos. Did this make me feel better? No. Quite the opposite. I am now feeling worse about where I should be in my debt progress, and the fact that there is too much crap in my house.
No less, my family and I have managed to pay off roughly 12,000 total. Also, I have decided to write off my sallie mae loan as forgivven. Well, I have some level of decision to make, it's not like I could just wave my magic wand and call it forgiven.
I am a teacher in a title one school, and if I stay in this building for 5 years, they will write off up to 17,000 of my loans. I am in my 3rd year now, and because of the way time from my graduation to now, I will have one year to make payments (of about 2,000), and the rest should be forgiven. I would just like to see it gone, but would rather put my money at another debt that doesn't have the possibility of just going away (mostly). So for now, it goes off the list.
Here is where I currently stand...
CC2 450/950
CC3 2250/2250
CC4 2900/ 3000
School (mine) 1325/11,100
School (hub) 7,900 /17400
Van 11,000/21,000
House 96,700/99,000
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